HB Morgan, Inc. - Newsletter

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Here are your Articles for August 19, 2026.

Tax Planning Can Ease the Sticker Shock of Raising a Child

Today's parents face a challenge far beyond scheduling playdates or enforcing a bedtime. Namely, how can they manage the considerable financial impact of raising a child in the current economy? We explain how claiming a variety of tax credits and using a carefully chosen tax-advantaged education savings vehicle can help.

Getting Divorced? Consider Taxes When Splitting Up Retirement Accounts

Dividing retirement accounts in a divorce can trigger unexpected tax consequences if the transfers aren't handled correctly. Learn special rules that apply to IRAs and employer-sponsored plans, when a qualified domestic relations order may be required and why it's important to consider tax issues when settling your marital estate.

Succession Planning: Splitting Up the Pie

Imagine a family dinner. One sibling gets a huge piece of pie and the others get tiny slivers. The mood at the table would probably not be very good. Likewise, as part of the process of picking a successor, many family business owners struggle to compensate siblings who were not chosen to run the company. This article offers some helpful thoughts on handling the situation fairly for everyone.

Are Municipal Bonds Right for You?

If you're in a high tax bracket, you may be interested in municipal bonds, since the interest from these investments is generally tax-free from federal tax and possibly state tax too. However, before you invest, it's important to understand the risks, as well as the potential benefit. Here are some considerations, as well as the basic tax rules.

How Grandparents Can Give Financial Gifts to Their Grandkids

If you have grandchildren, you probably enjoy being involved in the little ones' lives. Assuming you're in a position to help out your grandchildren and their parents financially, there are many ways to do so. You may want to give cash gifts, help save for college or name your grandchildren as insurance beneficiaries. Here are some ideas.

HB Morgan, Inc.

215 East Chatham Street
Suite 210
North Carolina, NC 27511

919-388-3901

www.hbmorgan.com

Cary Location

215 East Chatham Street, Suite 210, Cary, NC 27511
T: (919)-388-3901
F: (919) 388-3902

Fuquay-Varina Location

225 South Main Street, Fuquay-Varina, NC, 27526
T: (919) 552-8000
F: (919) 552-1888

Pinehurst Location

295 Olmsted Blvd Ste 1, Pinehurst, NC, 28374
T: (910) 295-3800
F: (910) 295-3803

Wendell Location

2485 Wendell Blvd, Wendell, NC, 27591
T: (919) 365-9060
F: (919) 365-3655

Our firm provides the information in this e-newsletter for general guidance only, and does not constitute the provision of legal advice, tax advice, accounting services, investment advice, or professional consulting of any kind. The information provided herein should not be used as a substitute for consultation with professional tax, accounting, legal, or other competent advisers. Before making any decision or taking any action, you should consult a professional adviser who has been provided with all pertinent facts relevant to your particular situation. Tax articles in this e-newsletter are not intended to be used, and cannot be used by any taxpayer, for the purpose of avoiding accuracy-related penalties that may be imposed on the taxpayer. The information is provided "as is," with no assurance or guarantee of completeness, accuracy, or timeliness of the information, and without warranty of any kind, express or implied, including but not limited to warranties of performance, merchantability, and fitness for a particular purpose.